About Us
Learn more about our mission, vision, and values.
About Us
Clem-It Loans is a PACRA-registered Zambian micro-lending company dedicated to providing fast, secure, and reliable collateral-based loan solutions to individuals and small businesses. We are committed to responsible lending through transparent loan agreements, flexible repayment plans, and professional service delivery. Our mission is to support our clients in meeting urgent financial needs, strengthening cash flow, and enabling sustainable personal and business growth built on trust, accountability, and financial discipline.
Our Mission
To provide secure, transparent, and collateral-based loan services through professional processes, fair terms, and flexible repayment options, enabling our clients to meet urgent financial needs and achieve sustainable personal and business development.
Our Vision
To be a trusted and responsible micro-lending partner that empowers individuals and small businesses with accessible financial solutions that promote stability, growth, and financial inclusion in Zambia.
Our Values
Integrity
We uphold honesty, transparency, and ethical lending practices in all our dealings.
Accountability
We take responsibility for our decisions and ensure clear agreements that protect both the client and the business.
Client Focus
We place our clients at the center by offering responsive, respectful, and tailored financial solutions.
Professionalism
We conduct our operations with diligence, consistency, and respect for regulatory and industry standards.
Sustainability
We promote responsible borrowing and lending practices that support long-term financial stability for our clients and the business.