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SmartLend Loan

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Our Loan Products

Fast • Secure • Tailored for Zambian Workers

One week

Fast 7-day emergency loan

Interest Rate 40.00% flat
Loan Amount K200 – K10,000
Repayment Term 7 Days
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Mid-long term

Loan longer than one month but not exceeding four months.

Interest Rate 25.00% flat
Loan Amount K5,000 – K20,000
Repayment Term 1 Month – 3 Months
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Three weeks

Flexible 21-day loan option

Interest Rate 30.00% flat
Loan Amount K1,000 – K100,000
Repayment Term 21 Days
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One Month

Standard one-month salary advance loan

Interest Rate 40.00% flat
Loan Amount K1,000 – K100,000
Repayment Term 1 Month
Processing Fee 1.50%
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24-Hour Approval

Most applications approved on the same day, so you get funds quickly.

Dedicated Support

Our customer service team is ready to help 24/7 with any inquiries.

Mobile-Friendly Platform

Access your account anytime, anywhere on your smartphone or tablet.