SmartLend is a powerful, enterprise-grade loan management system that helps financial institutions streamline their lending operations, reduce manual errors, and make data-driven decisions. Built with modern technology and designed for the Zambian market, SmartLend provides everything you need to manage your loan portfolio efficiently.
Complete loan management capabilities in one platform
Compare features across plans and select the perfect fit for your institution
| Feature Category | Cloud Pro | Cloud Enterprise | Cloud Standard |
|---|---|---|---|
| Financial Management | |||
| Accounting System (Pro) | Yes | Yes | No |
| Payroll Management | Yes | Yes | Yes |
| Double Entry Accounting System | Yes | Yes | Yes |
| Audit Trail | Yes | Yes | No |
| Reports & Analytics | |||
| Reports & Analytics (Advanced) | Yes | Yes | No |
| Charts & Reports | Yes | Yes | Yes |
| Reports & Analytics (Standard) | No | No | Yes |
| Core Management | |||
| On-Site Staff Training | Yes | Yes | Yes |
| Unlimited Branches | Yes | Yes | No |
| Unlimited Borrowers/Clients | Yes | Yes | Yes |
| Unlimited Repayments | Yes | Yes | Yes |
| Staff Roles & Permissions | Yes | Yes | Yes |
| Borrower Login Portal | Yes | Yes | Yes |
| Single Branch | No | No | Yes |
| Communication | |||
| Automated SMS/Email Alerts | Yes | Yes | Yes |
| Professional Email Accounts | No | Yes | No |
| Loan Management | |||
| Loan Products Management | Yes | Yes | Yes |
| Loan Fees Management | Yes | Yes | Yes |
| Loan Restructuring | No | Yes | No |
| Advanced Features | |||
| API Integration Ready | Yes | Yes | Yes |
| Multi-currency Support | No | Yes | No |
| Other Features | |||
| Customizable Website | Yes | Yes | Yes |
| HR Management System (Pro) | Yes | Yes | No |
| Secure Cloud Hosting | Yes | Yes | No |
| 24/7 Technical Support | Yes | Yes | Yes |
| Automated Backups | Yes | No | Yes |
| Virtual On-Boarding | Yes | Yes | Yes |
| Knowledge Base Access | Yes | Yes | Yes |
| Rapid Deployment | Yes | Yes | Yes |
| Mobile Responsive Design | Yes | Yes | Yes |
| Collection Sheets | Yes | Yes | Yes |
| Calendar | Yes | Yes | Yes |
| Loan Agreement Generation | Yes | Yes | Yes |
| Bulk Data Import | Yes | Yes | Yes |
| Loan Calculator | Yes | Yes | No |
| Grace Period Management | Yes | Yes | No |
| Communication System | No | Yes | No |
| Document Management | No | Yes | No |
| Early Repayment Calculation | No | Yes | No |
| HR Management System (Basic) | No | No | Yes |
| One Free Domain | No | No | Yes |
Included | Not Included